An initiative of Loans4Me - Mortgage Broker & Personal Loans to offer training and professional development to the mortgage brokers with the backing of major industry support.
Standard variable loans are the most popular loans in Australia!
Increased loan repayments due to rate rises could impact your household budget, so make sure you take potential interest rate increases into account when working out how much money to borrow.
Fixed rates offer security against rising interest rates!
You can manage your household budget better during the fixed period by knowing exactly how much is needed to repay your home loan.
You decide on the proportion of variable and fixed you want on the loan!
Your regular repayments will vary less when interest rates change, making it easier to budget.
Interest only loans can assist investors with cash flow!
There is a possibility that you could face a sudden increase in regular repayments at the end of the interest only period.
Extra repayments can be redrawn from your loan!
Rounding your repayment up to a higher amount will assist you in paying your loan off faster.
At the end of the ‘honeymoon’ period, the interest rate is likely to rise!
Set your repayments higher so you can pay off more in the low rate period.
You can use your income to help reduce interest!
Have your rental income go into your home loan line of credit to help pay the loan faster and save interest.
You can access your equity to fund your retirement!
By purchasing the land first you save in stamp duty costs.
You can access your equity to fund your retirement!
We have obtained a relationship with well established and award winning builders so we can introduce you to some of the industry’s best.
Tax returns, BAS and bank account statements may not be required!
Popular for self-employed without current tax returns.
Too many loan enquires can impair your credit rating!
Keep your online credit enquiries and applications low as it can affect your credit rating.
You don’t necessarily have to make repayments over both properties under this structure!
Useful If you are buying or building a new home before the sale of an existing one.
You maintain both a mortgage and a savings account with the lender!
Quite flexible loan option. They allow for overpayment or even underpayments if prior overpayments have been made.
You can switch your basic loan to a fully featured loan!
Popular option for investors who want a low rate without the features.
A car loan is quite easy to obtain and fast too!
Purchasing a new car is quite exciting! So don’t be disappointed finding a new car without first knowing if you can afford the car. Talk to us first.
You could save a lot of money on mortgage insurance premiums!
If you have been Declined by mortgage insurance this loan will help.
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