Tips To Make Your Loan And Mortgage An Easy And Simple Process
Making several credit enquiries will lower
your credit score making it harder
to obtain finance.
You have to pay Lenders Mortgage Insurance when you borrow over 80% of the property value. However, we have lenders where you can borrow up to 85% of the property value without paying Mortgage Insurance!
We have access to builders and developers
stock, enabling you to deal directly with
them cutting out the middle man and
potentially save you thousands.
You can reduce the interest you pay on your mortgage by having an offset account linked
to your loan. The more money you save,
the less interest you pay!
Some lenders allow us to check car and
personal loan interest rates up front without
leaving an enquiry on your credit file!
You may have an opportunity to use your
superannuation to buy a property and grow
your retirement wealth.
Not only can we help you with a loan, but we
can also help to guide and work with you
through different strategies to help pay your loan off sooner and potentially grow
your wealth faster.
Each lender calculates your borrowing capacity differently. This means there can be a small to large variance in how much you can
borrow with different lenders.
1st home buyers may be eligible for a First
Home Owners Grant if they build or buy a new home & Stamp Duty Concession for both new and established properties.
You can call us for any enquiries on 0413 513 804 or